Ebenezer Agyakum Agyare
About Candidate
With over nine years of experience, I work as a Loan Officer at Bayport Financial Services, where I specialize in payroll lending, credit risk management, and regulatory compliance. My role focuses on affordability assessments, payroll deduction administration, and employer liaison to deliver tailored credit solutions that meet clients’ financial needs.
At Bayport, I utilize credit scoring models and loan origination systems to ensure efficient operations and maintain portfolio quality. By excelling in income verification, risk analysis, and document control, I help deliver accurate loan decisions and support financial inclusion through empathetic, value-driven credit solutions.
Location
Education
Second Class Honours (Upper Div.)
DISTINCTION Level 6 Specialist Awards: ✓ Brand Proposition: July 2025 ✓ Content Strategy: July 2025 ✓ Strategy & Planning: Dec 2025 ✓ Societal Impact: Dec 2025
Work & Experience
▸ Oversee end to end processing of all consumer payroll loans across digital, call centre and branch channels, managing a portfolio of public sector borrowers. ▸ Conduct affordability assessments, credit risk evaluations and document verification to ensure sound loan origination aligned with regulatory standards. ▸ Apply credit scoring models and portfolio monitoring tools to maintain balanced growth, portfolio quality and regulatory compliance. ▸ Liaise with employer institutions (MDAs, GES, GHS) and CAGD to ensure accurate payroll deduction management and timely disbursements. ▸ Streamline loan origination workflows and enhance reporting accuracy through payroll interface optimisation and CRM utilisation. ▸ Deliver empathetic, value driven credit solutions that support financial inclusion and sustainable customer outcomes. ▸ Develop and implement channel strategies that improve customer acquisition and retention across the South West Region
