Credit Risk Analyst Job Vacancy in Suhum, Ghana – Banking & Financial Services

Job Description

Position: Credit Risk Analyst

Company: Barclays Bank Ghana

Location: Suhum, Ghana

Experience: 3-5 years in credit risk assessment, banking, or financial analysis

Education: Bachelor’s degree in Finance, Economics, Accounting, or related discipline

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: 45,000 – 70,000 SSP per month

Vacancies:1

Company Overview

Barclays Bank Ghana is a leading international financial institution with a strong presence across Africa. Committed to delivering innovative banking solutions, Barclays supports individuals, SMEs, and large corporations in achieving their financial goals. The bank’s robust risk management framework ensures sustainable growth while maintaining the highest standards of compliance and customer service. As part of its expansion strategy, Barclays is investing in regional hubs like Suhum to tap into emerging markets and nurture local talent. This role offers a unique opportunity to contribute to a dynamic team that drives credit excellence across the bank’s portfolio, reinforcing Barclays’ reputation as a trusted financial partner in Ghana.

Job Overview

The Credit Risk Analyst will play a pivotal role in evaluating credit applications, monitoring portfolio performance, and providing actionable insights to mitigate risk. Working closely with relationship managers, underwriting teams, and senior risk officers, the analyst will assess borrower creditworthiness, conduct financial statement analysis, and recommend risk ratings. This position is integral to maintaining the bank’s asset quality and supporting its growth objectives. For more information about Barclays’ career opportunities, visit our main portal at https://ghanajobsearch.com.

Key Responsibilities

• Analyze credit proposals, financial statements, and market data to determine borrower risk profiles.
• Prepare detailed credit risk reports and present findings to senior management.
• Monitor existing loan portfolios, identify early warning signals, and recommend corrective actions.
• Collaborate with relationship managers to structure appropriate credit terms and covenants.
• Maintain compliance with regulatory guidelines and internal credit policies.
• Assist in the development and refinement of credit scoring models and risk rating methodologies.
• Participate in credit committee meetings and provide expert risk assessments.

Required Skills

• Strong analytical and quantitative abilities with proficiency in financial modeling.
• Excellent written and verbal communication skills for report preparation and stakeholder interaction.
• In-depth knowledge of Ghanaian banking regulations and credit risk frameworks.
• Proficiency in MS Excel, PowerPoint, and risk management software.
• Attention to detail, critical thinking, and problem‑solving orientation.
• Ability to work independently and as part of a cross‑functional team.

Education

A bachelor’s degree in Finance, Economics, Accounting, or a related field is required. Professional certifications such as CFA, FRM, or equivalent are advantageous and demonstrate a commitment to excellence in risk management.

Experience

Applicants should have 3‑5 years of experience in credit analysis, risk assessment, or related banking functions. Experience within a multinational bank or exposure to corporate lending enhances candidacy, as does familiarity with Ghana’s economic landscape and sector‑specific risk drivers.

Salary

The compensation package ranges from 45,000 to 70,000 SSP per month, commensurate with experience, qualifications, and performance. Barclays also offers performance‑based bonuses, health insurance, and a comprehensive retirement plan.

Benefits

• Competitive salary and performance bonuses.
• Medical and dental coverage for employee and dependents.
• Retirement savings scheme with employer contributions.
• Paid annual leave and public holidays.
• Employee assistance program and wellness initiatives.
• Opportunities for international assignments and career progression.

Training

• Onboarding program covering Barclays’ risk policies, systems, and culture.
• Continuous professional development through workshops, webinars, and certifications.
• Mentorship from senior risk officers and access to a global knowledge network.
• Leadership development tracks for high‑potential analysts.

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Working Environment

Barclays provides a collaborative, inclusive, and technology‑driven workplace. The Suhum office features modern workstations, secure data facilities, and flexible working arrangements to promote work‑life balance. Employees benefit from a culture that values diversity, innovation, and ethical conduct, fostering an environment where ideas thrive.

Application Process

Interested candidates should submit an online application through the Barclays Careers portal, attaching a tailored resume and cover letter outlining relevant experience. Shortlisted applicants will undergo a competency‑based interview, followed by a technical assessment. Successful candidates will receive an offer letter outlining terms of employment.

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Equal Opportunity Statement

Barclays Bank Ghana is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or sexual orientation. Our recruitment practices focus on merit, competence, and potential.