Digital Banking Transformation Lead Job Vacancy in Takoradi, Ghana – Banking & Finance

Job Description

Position: Digital Banking Transformation Lead

Company: Standard Chartered Bank Ghana

Location: Takoradi, Ghana

Experience: 8+ years in digital banking, fintech, or related fields

Education: Bachelor’s degree in Business, Finance, Computer Science or related field; Master’s preferred

Employment Type: Full-time

Industry: Banking & Finance

Department: Digital Innovation

Salary: SSP 120,000 – 180,000 per annum

Vacancies:1

Company Overview

Standard Chartered Bank Ghana is a leading international bank with a strong presence across Africa, committed to driving sustainable economic growth and financial inclusion. With a heritage spanning over 150 years, the bank offers a diverse portfolio of retail, corporate, and investment banking services. Operating in Ghana since 1913, Standard Chartered has built a reputation for innovative solutions, robust risk management, and community engagement. The Takoradi branch serves as a strategic hub for the western region, supporting key industries such as oil, gas, and mining while delivering world‑class banking experiences to both individuals and businesses. As part of its digital transformation agenda, the bank continuously seeks top talent to accelerate its journey toward a fully digital, customer‑centric ecosystem, making it an exciting place for professionals seeking career advancement in Ghana Jobs.

Job Overview

The Digital Banking Transformation Lead will spearhead the design, development, and implementation of cutting‑edge digital banking products and platforms that enhance customer experience, improve operational efficiency, and drive revenue growth. Reporting to the Head of Digital Innovation, you will collaborate with cross‑functional teams including IT, product, risk, compliance, and marketing to deliver end‑to‑end digital solutions. This role is pivotal in shaping the bank’s digital roadmap, ensuring alignment with regulatory standards, and fostering a culture of continuous improvement. For more information about our digital initiatives, visit Ghana Job Search.

Key Responsibilities

• Lead the end‑to‑end delivery of digital banking projects, from concept through launch and post‑implementation optimization.
• Define product vision, roadmap, and success metrics in partnership with business stakeholders.
• Manage agile development cycles, ensuring timely delivery of high‑quality digital solutions.
• Collaborate with compliance and risk teams to embed regulatory requirements into digital products.
• Oversee integration of third‑party fintech solutions, APIs, and emerging technologies such as AI and blockchain.
• Conduct market research and competitor analysis to identify opportunities for innovation.
• Mentor and develop junior team members, fostering a collaborative and high‑performance culture.
• Prepare and present executive‑level reports on project status, risks, and outcomes.

Required Skills

• Strong expertise in digital banking platforms, mobile apps, and online channels.
• Proficiency in agile methodologies, project management tools, and product lifecycle management.
• Excellent analytical and problem‑solving abilities with a data‑driven mindset.
• Deep understanding of banking regulations, cybersecurity, and risk management.
• Effective communication and stakeholder management skills.
• Leadership experience in cross‑functional, multicultural teams.
• Knowledge of emerging fintech trends, APIs, and cloud technologies.

Education

A bachelor’s degree in Business, Finance, Computer Science, Information Technology, or a related discipline is required. A master’s degree or relevant professional certifications (e.g., PMP, CFA, Agile Scrum Master) are highly desirable and will be considered an advantage during the selection process.

Experience

Applicants must have a minimum of eight years of progressive experience in digital banking, fintech, or related financial services. Demonstrated success in leading large‑scale digital transformation initiatives, managing multi‑disciplinary teams, and delivering measurable business outcomes is essential. Experience within the Ghanaian banking sector or broader African market is a strong plus.

Salary

The compensation package ranges from SSP 120,000 to SSP 180,000 per annum, commensurate with experience, qualifications, and performance. In addition to the base salary, the role includes performance‑based bonuses, health insurance, pension contributions, and other competitive benefits.

Benefits

• Comprehensive health and medical coverage for employee and dependents.
• Retirement savings plan with employer matching.
• Annual performance bonus linked to individual and bank targets.
• Generous paid leave, including vacation, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• Onboarding program covering bank culture, compliance, and digital strategy.
• Access to internal learning platforms and external fintech courses.
• Mentorship from senior leaders in the Digital Innovation department.
• Opportunities to attend industry conferences, workshops, and webinars.

Working Environment

Standard Chartered Bank Ghana offers a modern, collaborative workspace in Takoradi equipped with state‑of‑the‑art technology and flexible work arrangements. The culture emphasizes innovation, integrity, and inclusion, encouraging employees to share ideas and challenge the status quo. As part of a global network, you will have access to international best practices, cross‑border projects, and a supportive community that values diversity and professional growth.

Application Process

Interested candidates should submit their updated CV and a tailored cover letter through our online portal. Applications will be screened by the Talent Acquisition team, followed by an initial phone interview, a technical assessment, and a final interview with senior leadership. Shortlisted applicants will be notified within two weeks of submission.

Equal Opportunity Statement

Standard Chartered Bank Ghana is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, sexual orientation, or any other characteristic protected by law. We encourage qualified individuals from all backgrounds to apply and join our mission to drive sustainable growth and financial inclusion across Ghana.