Risk Management Officer Job Vacancy in Accra, Ghana – Banking

Job Description

Position: Risk Management Officer

Company: Standard Chartered Bank Ghana

Location: Accra, Ghana

Experience: Minimum 5 years in risk management, financial analysis, or related banking functions

Education: Bachelor’s degree in Finance, Economics, Business Administration or a related discipline; professional certifications (e.g., FRM, CFA) are a plus

Employment Type: Full-time

Industry: Banking

Department: Risk Management

Salary: SSP 3,000 – 5,000 per month

Vacancies:1

Company Overview

Standard Chartered Bank Ghana is a leading international bank with a strong heritage of over 150 years in delivering innovative financial solutions across Africa. Operating under the global Standard Chartered brand, the Ghanaian subsidiary serves corporate, institutional, and retail clients with a focus on sustainable growth, digital transformation, and community development. As a major employer in Accra, the bank contributes significantly to the local economy and offers a dynamic environment for professionals seeking career advancement. The bank’s commitment to diversity, inclusion, and corporate responsibility makes it a top choice for those searching for Ghana Jobs and Career Opportunities in Ghana. With a robust risk culture and cutting‑edge technology platforms, Standard Chartered Bank Ghana continues to attract talent that drives excellence in the financial sector.

Job Overview

The Risk Management Officer will play a pivotal role in identifying, assessing, and mitigating financial and operational risks across the bank’s portfolio in Ghana. Reporting to the Head of Risk Management, the officer will collaborate with business units, compliance, and audit teams to ensure that risk policies are effectively implemented and aligned with both local regulations and global standards. This position offers a unique opportunity to influence strategic decision‑making, enhance risk frameworks, and contribute to the bank’s reputation for stability and trust. For more information, visit our career portal. The role is central to the bank’s mission of delivering secure and reliable banking services, making it an attractive prospect for professionals seeking impactful work in the banking sector.

Key Responsibilities

• Conduct comprehensive risk assessments for credit, market, operational, and liquidity exposures.
• Develop and maintain risk monitoring tools, dashboards, and reporting mechanisms.
• Collaborate with business lines to embed risk‑aware practices into product development and daily operations.
• Prepare risk analysis reports for senior management and regulatory bodies, ensuring timely and accurate disclosures.
• Assist in the design and implementation of risk mitigation strategies, including stress testing and scenario analysis.
• Stay updated on local and international regulatory changes and advise the bank on compliance implications.
• Support internal audit activities by providing risk‑related documentation and insights.

Required Skills

• Strong analytical and quantitative abilities with proficiency in risk modeling tools.
• Excellent communication skills to convey complex risk concepts to non‑technical stakeholders.
• In‑depth knowledge of Ghanaian banking regulations and Basel III standards.
• Proficiency in data analysis software such as Excel, VBA, SQL, or Python.
• Ability to work independently and as part of cross‑functional teams.
• High ethical standards and a commitment to confidentiality.

Education

A bachelor’s degree in Finance, Economics, Business Administration, or a related field is required. Professional certifications such as Financial Risk Manager (FRM) or Chartered Financial Analyst (CFA) are highly desirable and will be considered an advantage during the selection process.

Experience

Candidates must have at least five years of relevant experience in risk management, credit analysis, or financial analysis within a banking or financial services environment. Experience with risk assessment frameworks, regulatory reporting, and exposure monitoring is essential.

Salary

The position offers a competitive salary range of SSP 3,000 to 5,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and other incentives may be applicable based on individual and bank performance.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Paid annual leave, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance standards.
• Continuous learning opportunities through internal workshops, webinars, and external courses.
• Mentorship from senior risk leaders to accelerate career growth.

Working Environment

The role is based in the modern headquarters of Standard Chartered Bank Ghana in Accra’s central business district. Employees enjoy a collaborative, inclusive, and technology‑driven workplace that encourages innovation and professional growth. Flexible working arrangements and a supportive culture ensure a healthy work‑life balance.

Application Process

Interested candidates should submit their application through the online portal on the bank’s website. The process includes an initial resume screening, a written assessment, and two interview stages—one with the Risk Management team and another with senior leadership. Successful applicants will be notified via email within two weeks of the interview.

Equal Opportunity Statement

Standard Chartered Bank Ghana is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. Our recruitment practices reflect this commitment, ensuring fair and unbiased selection for all Jobs in Ghana.