Credit Portfolio Analyst Job Vacancy in Accra, Ghana – Banking & Financial Services

Job Description

Position: Credit Portfolio Analyst

Company: Barclays Ghana

Location: Accra, Ghana

Experience: 3-5 years in credit analysis or portfolio management

Education: Bachelor’s degree in Finance, Economics, or related field

Employment Type: Full-time

Industry: Banking & Financial Services

Department: Credit Risk Management

Salary: SSP 3,500 – SSP 5,000 per month

Vacancies:1

Company Overview

Barclays Ghana, a subsidiary of the global banking leader Barclays PLC, has been a cornerstone of the Ghanaian financial landscape for over three decades. With a commitment to innovation, customer centricity, and sustainable growth, the bank offers a broad suite of retail, corporate, and investment banking services. As part of its strategic expansion, Barclays Ghana continuously seeks top talent to drive its credit risk initiatives, ensuring robust portfolio performance and compliance with regulatory standards. This role contributes directly to the bank’s mission of delivering superior financial solutions across Ghana Jobs, Jobs in Ghana, and the broader African market.

Job Overview

The Credit Portfolio Analyst will be responsible for monitoring, analyzing, and reporting on the performance of the bank’s credit portfolio. Working closely with senior risk managers, the analyst will provide insights that shape credit policy, optimize risk-adjusted returns, and support strategic decision‑making. This position offers a unique opportunity to engage with cross‑functional teams, leverage advanced analytics, and influence the bank’s risk appetite in a dynamic environment. For more information about our digital recruitment platform, visit https://ghanajobsearch.com.

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Key Responsibilities

• Conduct quantitative and qualitative analysis of credit exposures across retail, SME, and corporate segments.
• Prepare regular portfolio performance reports, highlighting trends, risk concentrations, and early warning signals.
• Collaborate with credit officers to assess loan proposals, ensuring adherence to underwriting standards.
• Develop and maintain credit risk models, stress‑testing frameworks, and scenario analyses.
• Support the formulation of credit policy revisions based on data‑driven insights.
• Monitor regulatory changes and ensure portfolio compliance with Basel III and local banking regulations.
• Present findings to senior management and the Board Risk Committee.

Required Skills

• Strong analytical and statistical skills with proficiency in Excel, SQL, and data visualization tools (Power BI, Tableau).
• Solid understanding of credit risk concepts, financial statement analysis, and loan structuring.
• Excellent written and verbal communication abilities for report preparation and stakeholder presentations.
• Attention to detail, problem‑solving mindset, and ability to work under tight deadlines.
• Team player with collaborative attitude across risk, finance, and business units.

Education

A bachelor’s degree in Finance, Economics, Accounting, Business Administration, or a related discipline is required. Professional certifications such as CFA, FRM, or CPA are advantageous and demonstrate a commitment to continuous learning.

Experience

Applicants should have 3‑5 years of experience in credit analysis, portfolio management, or risk analytics within a banking or financial services environment. Prior exposure to loan underwriting, risk modeling, or regulatory reporting will be considered a strong asset.

Salary

The compensation package ranges from SSP 3,500 to SSP 5,000 per month, commensurate with experience and qualifications. Performance‑based bonuses and annual salary reviews are part of the total rewards structure.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer matching contributions.
• Paid annual leave, sick leave, and public holidays.
• Professional development allowance for certifications and training.
• Employee assistance program and wellness initiatives.

Training

• On‑boarding program covering Barclays Ghana’s risk framework, systems, and compliance culture.
• Continuous learning modules on advanced credit analytics, data science, and regulatory updates.
• Mentorship from senior risk leaders and access to global knowledge‑sharing platforms.

Working Environment

Barclays Ghana offers a modern, collaborative workspace in the heart of Accra’s financial district. Employees benefit from flexible working arrangements, state‑of‑the‑art technology, and a culture that values diversity, inclusion, and innovation. The bank’s commitment to sustainable finance and community development creates a purpose‑driven atmosphere where every team member can make a meaningful impact.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online portal on our website. Applications will be screened by the Talent Acquisition team, followed by a preliminary interview, technical assessment, and final interview with the Credit Risk Management leadership. Successful applicants will receive an offer letter outlining terms of employment.

Equal Opportunity Statement

Barclays Ghana is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, disability, or sexual orientation. Our recruitment practices are designed to ensure fairness and transparency, supporting the broader goal of Employment in Ghana and fostering Career Opportunities in Ghana for all qualified professionals.