Insurance Underwriter Job Vacancy in Kintampo, Ghana – Insurance Sector

Insurance Actuary
Kintampo
July 11, 2026
Full Time
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Job Description

Position: Insurance Underwriter Job Vacancy in Kintampo, Ghana – Insurance Sector

Company: AIG Ghana Limited

Location: Kintampo, Ghana

Experience: 3-5 years

Education: Bachelor’s Degree in Finance, Risk Management, or related field

Employment Type: Full-Time

Industry: Insurance

Department: Risk and Underwriting

Salary: 8000 – 12000 SSP

Vacancies:1

Company Overview

AIG Ghana Limited is a leading international insurance provider dedicated to delivering innovative risk management solutions across Ghana. With a focus on empowering individuals and businesses through tailored insurance products, AIG operates in over 130 countries and has been a trusted name in Ghana for over two decades. The company prioritizes community development, financial inclusion, and sustainable growth, aligning its operations with global best practices in insurance and risk mitigation.

Job Overview

AIG Ghana Limited is seeking a highly analytical and detail-oriented Insurance Underwriter to join its growing team in Kintampo. This role involves evaluating insurance applications, assessing risk profiles, and determining premium rates to ensure the company’s financial stability while meeting client needs. The ideal candidate will leverage data-driven insights to support strategic decision-making and contribute to the expansion of AIG’s insurance portfolio in the region.

Key Responsibilities

  • Review and analyze insurance applications to assess risk exposure and determine eligibility.
  • Evaluate financial, operational, and environmental factors to calculate appropriate premium rates.
  • Collaborate with sales teams to provide underwriting guidance and resolve client inquiries.
  • Monitor industry trends and regulatory changes to ensure compliance with Ghanaian insurance standards.
  • Prepare detailed underwriting reports and maintain accurate records of all assessments.
  • Develop and implement risk mitigation strategies to minimize potential losses for the company.

Required Skills

  • Strong analytical and numerical skills with proficiency in risk assessment tools.
  • Excellent decision-making abilities under pressure.
  • Advanced knowledge of insurance policies, actuarial principles, and financial modeling.
  • Effective communication and interpersonal skills for client and team interactions.
  • Proficiency in Microsoft Excel and insurance-specific software (e.g., Guidewire, DuckCreek).
  • Problem-solving mindset with a focus on long-term risk management solutions.

Education

  • Bachelor’s Degree in Finance, Risk Management, Actuarial Science, or related field.
  • Professional certifications (e.g., Chartered Insurance Institute) are a plus.

Experience

  • 3–5 years of experience in insurance underwriting or financial risk analysis.
  • Proven track record in evaluating complex risk scenarios.
  • Experience in the Ghanaian insurance market is preferred.

Salary

8000 – 12000 SSP per annum, depending on experience and performance.

Benefits

  • Comprehensive health insurance coverage for employees and dependents.
  • Retirement savings plan with company contributions.
  • Annual professional development budget for certifications and training.
  • Performance-based bonuses and career advancement opportunities.
  • Flexible work hours and remote work options for eligible tasks.

Training

  • Ongoing underwriting training programs led by industry experts.
  • Workshops on emerging insurance technologies and regulatory updates.
  • Leadership development initiatives for high-potential employees.

Working Environment

AIG Ghana Limited fosters a collaborative, inclusive, and dynamic workplace. The role is primarily office-based in Kintampo, with occasional field visits to assess client operations. The team operates in a modern, well-equipped office environment with access to cutting-edge underwriting tools and resources.

Application Process

To apply, visit https://ghanajobsearch.com and submit your updated CV and a cover letter detailing your underwriting experience. Applications will be reviewed on a rolling basis until the position is filled.

Equal Opportunity Statement

AIG Ghana Limited is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. Qualified candidates from all backgrounds are encouraged to apply.

For more Jobs in Ghana, explore https://www.eritreajobsearch.com for additional Employment in Ghana opportunities.

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