Job Description
Position: Risk Management Analyst
Company: Standard Chartered Bank Ghana
Location: Accra, Ghana
Experience: 3-5 years in risk analysis within banking or financial services
Education: Bachelor’s degree in Finance, Economics, Business Administration or related field
Employment Type: Full-time
Industry: Banking & Finance
Department: Risk Management
Salary: SSP 30,000 – SSP 45,000 per month
Vacancies:1
Company Overview
Standard Chartered Bank Ghana is a leading international bank with a strong presence across Africa, committed to delivering innovative financial solutions that empower individuals, businesses, and communities. With a legacy spanning over 150 years, the bank combines global expertise with deep local insight, fostering sustainable growth and financial inclusion throughout Ghana. As part of its strategic vision, Standard Chartered Ghana continuously invests in talent, technology, and risk‑aware culture to maintain its reputation as a trusted financial partner. This environment offers unparalleled career opportunities for professionals seeking to make a meaningful impact in the dynamic banking sector. The bank’s dedication to corporate responsibility, digital transformation, and inclusive banking makes it an attractive employer for those looking for long‑term growth and development. Ghana Jobs, Jobs in Ghana, and Job Vacancy in Ghana are frequently highlighted on the bank’s career portal, reflecting its commitment to hiring top talent locally.
Job Overview
The Risk Management Analyst will play a pivotal role in identifying, assessing, and mitigating financial and operational risks across Standard Chartered Bank Ghana’s portfolio. Reporting to the Head of Risk Management, the analyst will collaborate with credit, market, operational, and compliance teams to develop robust risk frameworks, conduct quantitative analyses, and support strategic decision‑making. This position is essential for ensuring the bank’s risk appetite aligns with regulatory requirements and business objectives, thereby safeguarding assets and enhancing stakeholder confidence. The role offers exposure to cutting‑edge risk modelling tools, cross‑functional projects, and a culture that values analytical rigor and proactive problem‑solving. As part of the bank’s commitment to career development, the analyst will have access to continuous learning resources and mentorship programs. This opportunity is ideal for professionals eager to advance their expertise in risk management while contributing to a leading institution in Ghana’s financial landscape. The posting is optimized for Ghana Jobs, Jobs in Ghana, and Career Opportunities in Ghana, ensuring maximum visibility among qualified candidates.
For more information, visit https://ghanajobsearch.com.
Key Responsibilities
- Conduct comprehensive risk assessments for credit, market, and operational exposures, using quantitative models and qualitative judgment.
- Prepare risk reports and dashboards for senior management, highlighting key risk indicators and emerging trends.
- Collaborate with business units to develop risk mitigation strategies and ensure adherence to the bank’s risk appetite.
- Monitor regulatory changes and ensure compliance with Basel III, local banking regulations, and internal policies.
- Support the development and maintenance of the bank’s risk management framework, policies, and procedures.
- Perform stress testing and scenario analysis to evaluate potential impacts on the bank’s portfolio.
- Assist in the preparation of risk‑related documentation for internal audits and external regulators.
- Participate in cross‑functional projects, providing risk insights to drive informed decision‑making.
Required Skills
- Strong analytical and quantitative skills with proficiency in Excel, VBA, and statistical software (e.g., R, SAS, Python).
- In‑depth understanding of banking risk concepts, including credit risk, market risk, and operational risk.
- Excellent communication skills, capable of presenting complex risk findings to non‑technical stakeholders.
- Attention to detail and ability to work under tight deadlines while maintaining high quality.
- Knowledge of regulatory frameworks such as Basel III, Ghana Banking Act, and AML/CFT guidelines.
- Team‑player mindset with the ability to collaborate across diverse functional areas.
Education
A minimum of a Bachelor’s degree in Finance, Economics, Business Administration, Mathematics, Statistics, or a related discipline is required. Professional certifications such as FRM (Financial Risk Manager) or PRM (Professional Risk Manager) are highly desirable and will be considered an advantage during the selection process.
Experience
Applicants should possess 3‑5 years of relevant experience in risk analysis, risk modelling, or related roles within a banking or financial services environment. Experience with risk management software, data analytics, and regulatory reporting is essential. Prior exposure to the Ghanaian banking sector or emerging markets will be viewed favorably.
Salary
The successful candidate will receive a competitive monthly salary ranging from SSP 30,000 to SSP 45,000, commensurate with experience and qualifications. In addition to the base salary, the role includes performance‑based bonuses, health insurance, pension contributions, and other employee benefits aligned with Standard Chartered’s global compensation philosophy.
Benefits
- Comprehensive health and medical insurance coverage.
- Pension scheme with employer contributions.
- Annual performance bonus based on individual and bank performance.
- Paid annual leave and statutory holidays.
- Employee assistance program and wellness initiatives.
- Access to employee discount programs and banking privileges.
Training
- On‑boarding program covering bank policies, risk framework, and compliance standards.
- Continuous professional development courses, including risk modelling, data analytics, and regulatory updates.
- Support for obtaining professional certifications such as FRM or PRM.
- Mentorship from senior risk leaders and participation in cross‑functional workshops.
Working Environment
Standard Chartered Bank Ghana offers a collaborative, inclusive, and technology‑driven workplace located in the heart of Accra’s financial district. Employees benefit from modern office facilities, flexible working arrangements, and a culture that encourages innovation and continuous improvement. The bank’s commitment to diversity and inclusion ensures that all staff feel valued and empowered to contribute their unique perspectives.
Application Process
Interested candidates should submit their application through the bank’s online career portal, attaching an up‑to‑date resume and a cover letter outlining their suitability for the role. Applications will be reviewed on a rolling basis, and shortlisted candidates will be invited for an initial virtual interview followed by an on‑site assessment center. For further details on the recruitment timeline, please refer to the official job posting.
Explore related opportunities at https://www.ugandajobssearch.com/.
Equal Opportunity Statement
Standard Chartered Bank Ghana is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. All qualified applicants will receive consideration for employment without regard to any protected characteristic.