Risk Management Analyst Job Vacancy in Accra, Ghana – Banking

Job Description

Position:Risk Management Analyst

Company:Standard Chartered Bank Ghana

Location:Accra, Ghana

Experience:3-5 years

Education:Bachelor’s degree in Finance, Economics, Business Administration or related field

Employment Type:Full-time

Industry:Banking

Department:Risk Management

Salary:SSP 30,000 – SSP 45,000 per month

Vacancies:1

Company Overview

Standard Chartered Bank Ghana is a leading international bank with a strong heritage of over 150 years in global finance. Operating across more than 60 markets, the bank brings world‑class banking solutions to Ghana, supporting individuals, SMEs, and large corporates. Its commitment to sustainable growth, digital innovation, and community development makes it a top employer for professionals seeking impactful careers. As part of the Standard Chartered Group, the Ghana subsidiary adheres to rigorous global standards while tailoring services to the local market, creating a dynamic environment for talent to thrive.

The bank’s presence in Accra serves as a hub for regional operations, offering a wide range of products including retail banking, corporate finance, trade services, and wealth management. With a focus on inclusive banking, Standard Chartered Ghana actively contributes to the nation’s economic development, aligning with the United Nations Sustainable Development Goals. This dedication to excellence and social responsibility positions the bank as a premier destination for Ghana Jobs and a catalyst for Career Opportunities in Ghana.

Job Overview

The Risk Management Analyst will play a pivotal role in identifying, assessing, and mitigating financial and operational risks across the bank’s portfolio. Reporting to the Head of Risk Management, the analyst will collaborate with cross‑functional teams to ensure robust risk frameworks, compliance with regulatory standards, and alignment with the bank’s strategic objectives. This role offers a unique chance to influence risk culture, support decision‑making, and contribute to the stability of one of Ghana’s most respected financial institutions.

For additional details about the organization and its values, visit https://ghanajobsearch.com/. This position is a prime example of Hiring in Ghana, offering exposure to international best practices and a platform for professional growth.

Key Responsibilities

• Conduct comprehensive risk assessments for credit, market, operational, and liquidity exposures.
• Develop and maintain risk models, dashboards, and reporting tools to monitor risk indicators.
• Collaborate with business units to embed risk considerations into product development and transaction processing.
• Prepare risk analysis reports for senior management and regulatory bodies, ensuring timely and accurate disclosures.
• Support the implementation of Basel III and local regulatory frameworks, including stress testing and scenario analysis.
• Identify emerging risk trends and propose mitigation strategies to safeguard the bank’s assets.
• Assist in the development of risk policies, procedures, and governance structures.
• Participate in internal audit reviews and external examinations, providing necessary documentation and explanations.
• Provide training and guidance to staff on risk awareness and best practices.
• Contribute to continuous improvement initiatives within the Risk Management department.

Required Skills

• Strong analytical and quantitative abilities with proficiency in statistical tools and Excel.
• Knowledge of banking regulations, Basel standards, and local risk guidelines.
• Excellent communication skills for presenting complex risk concepts to non‑technical audiences.
• Attention to detail and ability to work under tight deadlines.
• Proficiency in risk management software such as SAS, R, or Python is advantageous.
• Team‑oriented mindset with the capacity to collaborate across departments.
• Critical thinking and problem‑solving skills to address ambiguous risk scenarios.
• High ethical standards and commitment to confidentiality.

Education

The ideal candidate holds a Bachelor’s degree in Finance, Economics, Business Administration, or a related discipline. A Master’s degree or professional certifications such as FRM (Financial Risk Manager) or CFA (Chartered Financial Analyst) are highly regarded and demonstrate a commitment to advanced risk expertise.

Experience

Applicants should possess 3‑5 years of relevant experience in risk analysis, credit assessment, or financial modeling within a banking or financial services environment. Experience with regulatory reporting, risk governance, and exposure to emerging market dynamics will be considered strong assets.

Salary

The compensation package ranges from SSP 30,000 to SSP 45,000 per month, commensurate with experience and qualifications. The salary structure is competitive within the Ghana banking sector and reflects the strategic importance of the role.

Benefits

• Comprehensive health insurance covering medical, dental, and vision.
• Retirement savings plan with employer contributions.
• Performance‑based bonuses and annual salary reviews.
• Paid annual leave, sick leave, and public holidays.
• Employee assistance program and wellness initiatives.
• Flexible working arrangements and remote work options where applicable.

Training

• On‑boarding program covering bank policies, risk frameworks, and compliance standards.
• Access to Standard Chartered’s global learning platform for continuous professional development.
• Mentorship from senior risk leaders and participation in industry conferences.
• Opportunities for certifications such as FRM, CFA, or internal risk credentials.

Working Environment

Standard Chartered Bank Ghana offers a collaborative, inclusive, and technology‑driven workplace. Employees benefit from modern office facilities in Accra’s central business district, a culture that values diversity, and a commitment to work‑life balance. The bank encourages innovative thinking and provides tools that enable staff to deliver high‑impact results.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their suitability for the Risk Management Analyst role through the online portal on the bank’s careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for an initial interview followed by technical assessments.

Equal Opportunity Statement

Standard Chartered Bank Ghana is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. Our hiring practices reflect our dedication to fairness and meritocracy, ensuring that every applicant receives equal consideration.