Mobile Payments Product Manager Job Vacancy in Accra, Ghana – Financial Technology

Job Description

Position:Mobile Payments Product Manager

Company:MTN Ghana

Location:Accra, Ghana

Experience:5+ years in product management, preferably within fintech or mobile payments

Education:Bachelor’s degree in Business, Finance, Computer Science or related field

Employment Type:Full-time

Industry:Financial Technology

Department:Product Management

Salary:SSP 120,000 – 180,000 per annum

Vacancies:1

Company Overview

MTN Ghana is a leading telecommunications provider in West Africa, delivering innovative digital services to millions of customers. As part of the global MTN Group, the company is committed to driving financial inclusion through mobile money and digital payment solutions. With a strong focus on technology, customer experience, and sustainable growth, MTN Ghana offers a dynamic environment for professionals seeking to shape the future of financial technology in Africa. The organization values diversity, continuous learning, and community impact, making it an ideal place for ambitious talent looking for career opportunities in Ghana. This role contributes directly to MTN’s vision of becoming the most trusted digital services provider, creating new pathways for Ghana Jobs and Jobs in Ghana.

Job Overview

The Mobile Payments Product Manager will lead the end‑to‑end lifecycle of MTN’s mobile payment products, from ideation and market research to launch and continuous improvement. Reporting to the Head of Digital Services, the role will collaborate with cross‑functional teams including engineering, design, compliance, marketing, and sales to deliver secure, user‑friendly, and scalable payment solutions. This position plays a pivotal role in expanding MTN’s digital ecosystem, enhancing financial inclusion, and supporting the broader economic development of Ghana. For more information about MTN’s digital initiatives, visit Ghana Job Search. The role is a key component of the company’s hiring in Ghana strategy, aligning with the growing demand for skilled professionals in the fintech sector.

Key Responsibilities

• Define product vision, strategy, and roadmap for mobile payment solutions aligned with market needs and regulatory requirements.
• Conduct comprehensive market analysis, competitor benchmarking, and user research to identify opportunities and drive product differentiation.
• Collaborate with engineering and design teams to translate requirements into detailed specifications, user stories, and functional prototypes.
• Lead agile product development cycles, prioritize backlogs, and ensure timely delivery of high‑quality features.
• Work closely with compliance, risk, and legal teams to guarantee product adherence to Ghanaian financial regulations and data protection standards.
• Develop go‑to‑market strategies, pricing models, and promotional plans in partnership with marketing and sales.
• Monitor product performance metrics, gather user feedback, and implement iterative improvements to enhance adoption and satisfaction.
• Represent the product in stakeholder meetings, executive briefings, and industry conferences to promote MTN’s fintech leadership.

Required Skills

• Strong product management expertise with a proven track record of launching successful fintech or mobile payment products.
• Deep understanding of mobile ecosystems, digital wallets, and payment processing technologies.
• Excellent analytical skills, data‑driven decision making, and ability to translate insights into actionable product features.
• Proficiency in agile methodologies and tools such as JIRA, Confluence, or similar.
• Effective communication and stakeholder management abilities, capable of influencing cross‑functional teams.
• Knowledge of Ghanaian financial regulations, KYC/AML requirements, and data security standards.
• Strategic thinking combined with hands‑on execution mindset.

Education

A Bachelor’s degree in Business Administration, Finance, Computer Science, Engineering, or a related discipline is required. A Master’s degree or relevant certifications (e.g., Certified Scrum Product Owner, PMP) are advantageous.

Experience

Minimum of five years of product management experience in the financial technology sector, with at least two years focused on mobile payments or digital wallets. Experience working within regulated environments and leading cross‑functional teams is essential.

Salary

The compensation package ranges from SSP 120,000 to SSP 180,000 annually, commensurate with experience and expertise. The package includes performance‑based bonuses, health insurance, and retirement benefits.

Benefits

• Comprehensive health and dental coverage.
• Retirement savings plan with company matching.
• Performance‑linked incentives and annual bonuses.
• Generous paid time off and public holidays.
• Employee assistance programs and wellness initiatives.
• Opportunities for international exposure and cross‑border projects.

Training

• Onboarding program covering MTN’s digital ecosystem, compliance framework, and product tools.
• Continuous learning budget for certifications, workshops, and conferences.
• Mentorship from senior leaders in fintech and product innovation.
• Access to internal knowledge portals and e‑learning platforms.

Working Environment

MTN Ghana offers a collaborative, fast‑paced, and inclusive workplace located in the heart of Accra’s business district. Employees benefit from modern office facilities, flexible working arrangements, and a culture that encourages creativity and innovation. The company promotes work‑life balance and supports community engagement initiatives, reinforcing its commitment to social responsibility.

Application Process

Interested candidates should submit their updated CV and a cover letter outlining their relevant experience through the online application portal on the MTN Careers page. Applications will be reviewed on a rolling basis, and shortlisted candidates will be contacted for virtual interviews followed by an on‑site assessment.

Equal Opportunity Statement

MTN Ghana is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees, regardless of gender, race, religion, age, disability, or sexual orientation. We encourage qualified individuals from all backgrounds to apply for this position, supporting the broader goal of employment in Ghana and career opportunities in Ghana.